Mutual Fund SIP Tricks: If you understand the tricks of SIP in Mutual Funds, then it will not take much time for you to become a millionaire. If you invest according to the specific formula mentioned here, then you can get more than 10 crores in 30 years of investment. For this, you have to accept these three superhit formulas of mutual funds. Know these sources. So there will be no risk in investment.
Before investing in mutual funds through SIP (Systematic Investment Plan), keep one thing in mind that timing is very important. If a person continues to invest a fixed amount every month despite market volatility, the net asset value of his mutual fund keeps on increasing. That is, in this way you can collect a huge fund.
1. First Formula of Investment
Investment advisor Balwant said that there are certain formulas for investing in mutual funds. The first formula is 15*15*15. According to this formula, if a person invests Rs 15,000 every month for 15 years at the rate of 15% return, then he will have a corpus of about Rs 1.02 crore. That is, this formula will make you rich quickly.
2. Another Investment Formula
Another investment formula is 15*15*30. According to this formula, if a person invests 15 thousand rupees every month for 30 years at the rate of 15 percent return, then he will get a fund of Rs 10.51 crore. Meanwhile, he will invest Rs 54 lakh and the return will increase to Rs 9.97 crore.
One thing should always be kept in mind that the longer a person invests in Mutual Fund SIP, the more profit he gets. However, each individual should make such investments as per their convenience and according to the tenure and income.
3. Delay of five years can cause huge losses
If an investor starts investing at the age of 30 then it also has a big impact. Let’s calculate and understand.
Assume the age of the investor is 30 years at the time of starting the investment. An investor invests Rs 5000 every month for 25 years. In such a situation, on the basis of an average return of 12 percent, he gets a total of Rs 84,31,033 on maturity. At this time the age of that investor would be 55 years.
Had the investor started investing in SIPs at the age of 25, the total tenure would have been 30 years. That is, the investment would have been made for 30 years instead of 25 years. According to the records of the last 10 years, SIP has given an average return of 15 per cent. But if we look here also on the basis of 12 per cent average return, then he will get a total of Rs 1,52,60,066 on maturity.
But if this investor had invested from the age of 25, he would have got Rs 68 lakh (Rs 68,29,033) which he could not get because he started investing at the age of 30.
Top 10 Years of Mutual Funds and their Returns Based on Returns
1. SBI Small Cap Mutual Fund: 20.04 percent
2. Nippon India Small Cap Mutual Fund Scheme: 18.14 percent
3. Invesco India Midcap Mutual Fund Scheme: 16.54 percent
4. Kotak Emerging Equity Mutual Fund Scheme: 15.9 percent Mutual Fund Scheme: 15.9 percent
Mutual Fund Schemes: 15.27 percent
(Disclaimer: Consult an expert before making any kind of investment. ZEE 24TAAS does not give you any investment advice.)
