Real estate: SCPI, purchase in dismemberment, 2 solutions to study to prepare for retirement

Dans le cadre d'un achat en démembrement, l'usufruit est confié à un bailleur social, qui s'occupe de louer le bien, de payer les charges et de réaliser les éventuels travaux.

Posted Sep 29, 2022 10:51 AMUpdated on Sep 29, 2022 at 11:38

Among the avenues to explore to prepare for retirement, that of the purchase of a property in dismemberment is undoubtedly an avenue to explore. To be feasible, this scenario must be envisaged 18 to 20 years before this deadline. In a first phase, the bare ownership of a property is purchased. Generally, entry tickets for promotional operations start at €250,000. This price takes into account a discount of 25 to 40% in return for an absence of income and use for 18 to 20 years, a variable duration depending on the arrangements.

During this period, the usufruct is entrusted to a social landlord who takes care of renting the property, paying the charges and carrying out any work. During these years of occupation, the bare owner bears no expense.

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