Life insurance: do you have the contract that matches your profile?

Connaître son profil d'investisseur est indispensable pour définir le niveau de turbulence boursière que l'on est capable de supporter.

Posted Sep 26, 2022, 3:00 PMUpdated Sep 26, 2022, 3:36 PM

Know your investor profile! “Starting from this base is essential to define the level of stock market turbulence that we are able to withstand”, confirms Franklin Morin, director of investments at Nalo, an Internet broker and financial investment adviser (CIF) which offers each of its clients subscribing to a multi-support contract an allowance adjusted to their personal situation.

In this logic, it is better to avoid giving in to the ease of “basic” profiled offers which are broken down into three or four generic risk-taking lines (“prudent”, “balanced”, “dynamic”, etc.) still consist in number of cases in a juxtaposition, difficult to read and charged with fees, of underlyings (funds of funds, etc.) with mediocre performances.

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