60 years and over: tactics to become an “annuitant”

As Benoît Courmont, member of the management committee of the AG2R La Mondiale group in charge of retirement savings and assets, points out, the question of the right financial supplement for old age “does not call for a simple and ready-made answer, but requires taking into account multiple parameters, such as the retiree’s life plan, the structure of his assets, his apprehension of the risk of dependency, etc. “.

This also requires always reasoning in terms of net income from taxation and bearing in mind that a capital of €100,000 currently allows you to receive a little more than €500 gross per month for twenty years (€200,000 are required to benefit of the same amount in the form of a life annuity guaranteed for life). From this base, at least three options can be considered.